Making predictions is difficult – especially about the future, as physicist Niels Bohr famously remarked. But this has not deterred Health Insurance magazine from taking a brave punt at predicting how the private medical insurance industry (PMI) might look like in the distant year of 2050. That is more than 40 years hence, which leaves plenty of time for a host of groundbreaking policy innovations and breathtaking leaps in technology. Plus a few wrong turns along the way. We asked a selection of PMI industry futorologists to polish their crystal balls and deliver their predictions. People will be free to top up their healthcare account themselves and buy a superior level of service, says MacEwan: “Co-payment may even stretch into new areas, such as A&E and long-term care.”
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