www.thisismoney.co.uk

The Virgin Cancer Care policy by Virgin Finance is another unique product that is a restricted critical illness policy that pays out a cash lump sum if ever you are diagnosed with cancer.

You are eligible to claim for most cancers for just a modest cost, and the payout amount will depend on your situation (depending on the cancer stage or type). You can even claim more than once not just for cancer but for other related terminal illnesses.

Virgin’s Cancer Care policies are very much available to any UK resident that is aged 18-64. This policy is cheaper than proper critical illness insurance because it does not cover a myriad of other serious health conditions such as kidney failure, strokes, and heart disease.

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www.healthshareamerica.com

HSA Personal Medical policies aim to give you permission to tailor your healthcare plan so that you will not pay for unwanted or unnecessary cover. They can do this by offering optional modules and you can create your very own personalized healthcare plan.

The first module will entitle policy holders to conveniently and quickly consult with medical experts to provide day-patient and out-patient tests and consultations. The, the second module offers private hospital treatment for any condition that is curable by surgery, without promises of excesses and limits. Opting for the third module will also entitle you to get alternative treatments including acupuncture, osteopathy, and physiotherapy.

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www.fairinvestment.co.uk

There are two types of AXA’s UK private medical insurance policies. There are those that can obtain a fully underwritten policy and there are also those who chose not to declare it, and instead join on a moratorium basis. In this case, a policy holder can receive a 40% no claims discount. However, they will not be eligible for treatment for any existing conditions during the first two years of the policy.

Aside from providing comprehensive coverage for in-patient, day-patient, and out-patient care, the benefits that are offered by this policy includes a wide choice of hospitals where you can receive private ambulance cover, parent accommodation, and emergency treatment abroad.

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www.pmi-scot.co.uk

The AXA PPP healthcare cash plan will entitle you to reimburse your everyday healthcare bills, whether you are treated by the NHS or even privately. For a fixed monthly payment, you can easily claim back a portion of the costs for a range of healthcare treatments including optical and dental work, osteopathy, physiotherapy, and special consultations – though before you can make a claim for most treatments you have to wait for six months after taking out the policy. In addition, policy holders can claim some money for hospital treatments and they can also benefit from a range of payments that are covering accidental death, childbirth, and accidental loss of hearing/sight. Your children will be covered at no extra cost and no medical examination is also required.

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