The insurance industry trade group, America Health Insurance Plans or AHIP, released recently plans to expand coverage of Americans that are uninsured. The plan is to place limits on practices of insurance companies that deny coverage for individuals that have pre-existing health conditions. However, not all individuals identified with pre-existing conditions will be covered by insurance providers. Instead, every state will have to assume responsibility for the more expensive health care or patients. What remains unresolved however is how to finance the healthcare of the more costly and sickly individuals where as current healthcare mechanisms of the state have inadequate funding for the coverage of these individuals.

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Good start for the new administration with the passing of bills that allows millions more uncovered children to get health care insurance. People have been suffering for a long time as they fell into the abyss of non-coverage where one is either too rich or too poor to get enough insurance from private or public health care providers. Children(millions of them) are some of the most innocent victims of this economic recession for as their parents lose their jobs, they also lose their employee sponsored health care. People left to fend for themselves without proper medical treatment suffer greatly so the more with uncovered children.
With SCHIP, even the children of illegals are allowed coverage as a form of unilateral acceptance of social responsibilities.Day by day, the costs of medical treatment have been on the rise and with the proposed stimulus bill, more people will be able to get the health care access they so need for their children. More and more people are losing jobs so the effects of the said bills could change their lives once again improving the quality of life.

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