Plans To Expand Insurance Coverage
The insurance industry trade group, America Health Insurance Plans or AHIP, released recently plans to expand coverage of Americans that are uninsured. The plan is to place limits on practices of insurance companies that deny coverage for individuals that have pre-existing health conditions. However, not all individuals identified with pre-existing conditions will be covered by insurance providers. Instead, every state will have to assume responsibility for the more expensive health care or patients. What remains unresolved however is how to finance the healthcare of the more costly and sickly individuals where as current healthcare mechanisms of the state have inadequate funding for the coverage of these individuals.