Importance of Health Insurance

Categories: Basic Information | April 10th, 2008 | by Administrator | no comments

Wal-Mart have recently been on the news because the company neglected to provide health insurance plans for their employees. Companies are always looking for ways to maximize profit without considering they well being of their workers. That’s the reason why much of our taxes are going to pay for the health insurance of minimum wage workers. No one should disregard the need for health insurance. Health insurance provide us with an easy way to ensure our future. If you’re still young and healthy you can be sure that you can get an affordable monthly rate. Take no chances with your future. It just takes one accident to put you out of commission

Parity for Mental Illness Treatment

Categories: Basic Information | April 5th, 2008 | by Administrator | no comments

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Two Kennedys are battling it out in Congress over mental health coverage. The House of Representatives passed a bill sponsored by Rep. Patrick Kennedy, a Democrat from Rhode Island, that requires health insurers to cover mental illness treatments as they do physical ailments.
It also sponsors a competing bill in the Senate that gives insurance companies more flexibility.
The Substance Abuse and Mental Health Services Administration, a division of the Department of Health and Human Services, today released a state-by-state snapshot of mental health problems, alcohol abuse, substence dependency, and tobacco use in the United States. Some statistics: North Dakota scored lowest in the nation on percentage of citizens using illicit drugs, but it ranks the highest for underage alcohol use.

Norwich Union

Categories: Insurance Company Review | April 2nd, 2008 | by Sherill | no comments


www.uknetguide.co.uk

With a private health insurance from Norwich Union, you can avoid NHS waiting lists and get the medical treatment at a location and time that is best for you. You can have the choice of being treated in one of their 300 private hospital facilities in the UK – with expert staff and comfortable rooms.

Norwich Union offers Health Solutions Core Cover package which has wide ranging cover for your healthcare needs including the substantial payments for people who opt for NHS treatment as well as other benefits. Policy holders can also use a variety of telephone and internet services such as an online symptom assessment system and a 24-hour GP helpline.

Prudential Health Insurance

Categories: Insurance Company Review | March 28th, 2008 | by Sherill | no comments


www.gostonemantel.com

The approach of PruHealth to healthcare is so much more innovative than the other insurance providers. It actively encourages healthy living among its policy holders and they offer financial rewards for healthy lifestyles.

Through the Vitality programme, you can earn points if you carry out certain activities or make a particular lifestyle choice which includes having a basic health screen, becoming a non-smoker, and attending one of their affiliated gyms. By earning these points, policy holders are rewarded with significant premium discounts. There is also a No Claim bonus scheme where you can have significant discounts on your annual premiums.

Subsidized-insurance plan advances

Categories: Uncategorized | March 25th, 2008 | by Administrator | no comments

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The state House approved a new state-subsidized health insurance plan that would cover about 273,000 uninsured adults within five years.  The plan was fiercely opposed by many Republicans, who called it socialism.  Democrats have a 102-98 majority in the House. The bill now goes to the state Senate, where Republicans have a 29-21 majority.  The new plan would enable people earning less than $32,000 for a family of four to obtain free health insurance. People earning up to $42,000 would pay $40 to $50 per month, and people who earn up to $63,000 could buy coverage at the state’s cost.  Subsidized coverage also would be available to small businesses whose workers earn no more than the state average of about $42,000.  

The Fundamentals of Community Health Centers

Categories: Uncategorized | March 20th, 2008 | by Administrator | no comments

In 2003, about 45 million Americans were uninsured at some point and millions more lacked access to care, even if they had public or private health insurance. The health care safety net is health care professionals who are willing to provide care to the uninsured and underserved form a loosely knit, frayed, and often torn group. It is consists of a combination of people and institutions that includes hospital emergency departments, public hospitals, community health centers, free clinics, and private physicians’ offices, among others. Its financing is equally varied and reflects a range of funding sources, such as federal, state, and local expenditures through Medicaid, including the disproportionate share hospital (DSH) program; federal community health center grants; and philanthropic contributions.

Cinergy Health Introduces An Affordable Approach to Health Insurance

Categories: News | March 15th, 2008 | by Administrator | no comments

The Cinergy Health Preferred is first dollar insurance providing coverage for the essential healthcare services you and your family need most. Cinergy Health is able to offer you a health plan at  very reasonable rates because it is a limited medical plan.

It specializes in creating and delivering affordable health plan options for accessing quality healthcare. Our latest innovation is the Cinergy Health Preferred Insurance Plan,  it is underwritten by AM Best rated insurance companies within the United States and includes benefits such as: hospital stays , surgical procedures , ICU , critical care benefits , x-rays and diagnostic testing , doctor visits , pregnancy , preventive test benefits , medical accidents , emergency room visits , accidental death and dismemberment benefits.

Oregon Conducts Health Insurance Lottery

Categories: Uncategorized | March 10th, 2008 | by Administrator | no comments

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Oregon is conducting a one-of-a-kind lottery, and the prize is health insurance.  The state will start drawing names this week for the chance to enroll in a health care program designed for people not poor enough for Medicaid but too cash-strapped to buy their own insurance.  More than 80,000 people have signed up since registration for the lottery opened in January.  “It’s better than nothing, it’s at least a hope,” said Shirley Krueger, 61, who signed up the first day.  It’s been more than six months since she could afford to take insulin regularly for her diabetes. That puts her at higher risk for a number of complications, such as kidney failure, heart disease and blindness. 

Blue Cross Blue Shield Health Insurance Review

Categories: News | March 5th, 2008 | by Administrator | no comments

There are different types of insurance policies like dental and car insurance. The most essential type which you can’t do without is health insurance. The Blue cross blue shield insurance is a sure way of preparing you and your family for any possible event. The Blue cross blue shield insurance company can provide you the protection you need. Even if you are self-employed and single, blue cross blue shield insurance can give you a appropriate personal insurance. You can be sure that you can get an affordable monthly rate if you’re still young and healthy and take no chances with your future because it just takes one accident to put you out of commission.

More Private Health Insurance: The Worst Possible Solution

Categories: News | March 1st, 2008 | by Administrator | no comments

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According to a recent nationwide poll conducted by National Public Radio, the Henry J. Kaiser Family Foundation and the Harvard School of Public Health, the public supports a broad approach to make sure that everyone has private health care coverage. The poll shows 59 percent in favor and 33 percent opposed. But that’s not what happened in Massachusetts, the first state to mandate that individuals living in the state buy private insurance. The Bay State made the fine on employers for not providing health care coverage a trifling $295 per employee per year (maximum), and on top of that has been lax about collecting said fines.

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