Categories: Basic Information | June 2nd, 2008 | by Administrator | no comments
What are the procedures behind a health insurance policy? A health insurance program is basically a legal contract between an individual and an insurance company. Before sealing an official health insurance agreement, all the health care specifications including the type and costs are specified. There are different forms of payment obligations for an individual who applied for a health insurance progam. Some of these are Premium, Deductible, Copayment and the Coinsurance. There may be exclusions in a health insurance policy, the payment for these exclusions will not be covered by the company and will be shouldered by the policy-holder.
Categories: Health Insurance Product Review | May 30th, 2008 | by Sherill | no comments
www.thisismoney.co.uk
The Virgin Cancer Care policy by Virgin Finance is another unique product that is a restricted critical illness policy that pays out a cash lump sum if ever you are diagnosed with cancer.
You are eligible to claim for most cancers for just a modest cost, and the payout amount will depend on your situation (depending on the cancer stage or type). You can even claim more than once not just for cancer but for other related terminal illnesses.
Virgin’s Cancer Care policies are very much available to any UK resident that is aged 18-64. This policy is cheaper than proper critical illness insurance because it does not cover a myriad of other serious health conditions such as kidney failure, strokes, and heart disease.
Categories: Feature | April 15th, 2008 | by Administrator | no comments
Making predictions is difficult – especially about the future, as physicist Niels Bohr famously remarked. But this has not deterred Health Insurance magazine from taking a brave punt at predicting how the private medical insurance industry (PMI) might look like in the distant year of 2050. That is more than 40 years hence, which leaves plenty of time for a host of groundbreaking policy innovations and breathtaking leaps in technology. Plus a few wrong turns along the way. We asked a selection of PMI industry futorologists to polish their crystal balls and deliver their predictions. People will be free to top up their healthcare account themselves and buy a superior level of service, says MacEwan: “Co-payment may even stretch into new areas, such as A&E and long-term care.”
Categories: Basic Information | April 5th, 2008 | by Administrator | no comments
Two Kennedys are battling it out in Congress over mental health coverage. The House of Representatives passed a bill sponsored by Rep. Patrick Kennedy, a Democrat from Rhode Island, that requires health insurers to cover mental illness treatments as they do physical ailments.
It also sponsors a competing bill in the Senate that gives insurance companies more flexibility. The Substance Abuse and Mental Health Services Administration, a division of the Department of Health and Human Services, today released a state-by-state snapshot of mental health problems, alcohol abuse, substence dependency, and tobacco use in the United States. Some statistics: North Dakota scored lowest in the nation on percentage of citizens using illicit drugs, but it ranks the highest for underage alcohol use.
Categories: Insurance Company Review | April 2nd, 2008 | by Sherill | no comments
www.uknetguide.co.uk
With a private health insurance from Norwich Union, you can avoid NHS waiting lists and get the medical treatment at a location and time that is best for you. You can have the choice of being treated in one of their 300 private hospital facilities in the UK – with expert staff and comfortable rooms.
Norwich Union offers Health Solutions Core Cover package which has wide ranging cover for your healthcare needs including the substantial payments for people who opt for NHS treatment as well as other benefits. Policy holders can also use a variety of telephone and internet services such as an online symptom assessment system and a 24-hour GP helpline.
Categories: Uncategorized | March 20th, 2008 | by Administrator | no comments
In 2003, about 45 million Americans were uninsured at some point and millions more lacked access to care, even if they had public or private health insurance. The health care safety net is health care professionals who are willing to provide care to the uninsured and underserved form a loosely knit, frayed, and often torn group. It is consists of a combination of people and institutions that includes hospital emergency departments, public hospitals, community health centers, free clinics, and private physicians’ offices, among others. Its financing is equally varied and reflects a range of funding sources, such as federal, state, and local expenditures through Medicaid, including the disproportionate share hospital (DSH) program; federal community health center grants; and philanthropic contributions.
Categories: Basic Information | March 1st, 2008 | by Administrator | no comments
Health tourists need to purchase specialist travel insurance before they make a trip abroad for the purpose of undergoing medical treatment. During 2007, statistics show that Britons taking advantage of faster and cheaper treatments abroad is rising by around 30% per annum, with over 70,000 people choosing to have cosmetic surgery or elective medical treatments. The Post Office research found that over 25,000 people put themselves at risk last year by failing to take out adequate insurance cover. The head of the Post office Travel Services, Helen Warburton , says that it is “vital” that people purchase additional specialist cover when an overseas trip involves medical treatment.
Categories: Basic Information, Feature | February 8th, 2008 | by Administrator | no comments
Although most health insurance plans cover children less than twenty-five years of age, it is still financially practical to get a student health insurance coverage which could be beneficial to you or your child especially if your child is a student. When you decide to buy a student health insurance coverage, it may save you the hassle of getting referrals from out-of-state place where your child is attending school. Before buying a student health insurance, you should know first what the requirements of the provider are. And also if there is any pre-existing conditions that are included in the coverage.
Categories: Feature | January 10th, 2008 | by Administrator | no comments
This post will feature a health insurance reviewer website.
URL: http://www.healthinsurancereviewer.com/
This site has a slogan of Real Reviews By Real People. The site offers a list of reviews on different health insurers. At the main page, a table is placed to display the review details made. The health insurers are ranked according to certain scores that were given to them. Some of the fields that were scored are the cost, customer service and the claims of the health insurer. A column also indicates if the reviewer recommends the health insurer to the public. Health insurance hunters may browse through this site to explore a list of health insurers that have already been reviewed.
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